Questions? Email us: info@lifttheburdenofdebt.com

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Order your three credit reports and learn how your credit scores affect every aspect of your personal financial life.
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Understand the difference between secured and unsecured debt along with the benefits and consequences of each.
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Identify and store all your debt in one easy-to-find location.
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Discern the strategies banks employ to draw you into more debt with higher interest rates, fees and penalties.
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Record your debt on specially designed forms in a logical, easy-to-understand format.
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Identify personal expenses by categories and line items in a step-by-step process that has helped hundreds of Hartwell Planning clients.
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Create step-by-step a Balanced Budget Plan for your unique circumstances, whether you are single, married, or partners sharing finances.
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Recognize the difference between debt maintenance and debt repayment.
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Discover in a step-by-step process how to identify additional sources of money in your life to apply to your Debt Repayment Schedule.
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Be inspired by Hartwell Planning clients whose success stories may apply to your situation.
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Set up a Debt Repayment Schedule individualized for your situation.
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Participate in three teleseminars with other Lift the Burden of Debt™ readers who are learning to succeed just like you.
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Deal with collection agencies.
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Avoid credit card issuers’ traps and why they want you to carry card debt forever.
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Move from a debt track to a wealth track permanently.
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And much more………..
Your debt-free future can start right now. Create your customized plan of action and begin a whole new mindset about your future.